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Powered by PalmPay — Nigeria's #1 Payment Infrastructure

Secure Payments.
Faster Growth.

Accept payments from anywhere in Nigeria with PalmPay-powered virtual accounts, instant settlements, and a developer-first API built for scale.

10K+
Merchants
₦50B+
Processed
99.9%
Uptime

Built for Nigerian Businesses

Every tool you need to collect, manage, and grow your payment business — in one platform.

Virtual Accounts

Issue dedicated PalmPay-backed virtual bank accounts to your customers. Receive payments 24/7 with automatic reconciliation.

Payment Links

Create shareable payment links in seconds — no coding required. Share via WhatsApp, Instagram, or email and get paid instantly.

Instant Payouts

Send money to any Nigerian bank account in seconds. Batch payouts, scheduled transfers, and real-time status tracking included.

API & Webhooks

RESTful API with detailed documentation, sandbox environment, and real-time webhooks. SDKs for JavaScript, PHP, Python, and more.

Analytics & Reports

Real-time dashboards, transaction history exports, settlement reports, and business intelligence tools to drive smarter decisions.

Multi-channel Payments

Accept payments via bank transfer, PalmPay wallet, USSD, QR code, and more. One integration, every payment method.

Go live in minutes

Getting started with Wittypay is fast, simple, and free. No bank visit required.

1

Create Account

Sign up with your business email, complete a quick KYB verification, and get your account approved within 24 hours.

2

Integrate API or Dashboard

Use our no-code dashboard for payment links, or integrate our REST API into your app with ready-made SDKs and sample code.

3

Start Accepting Payments

Go live, accept your first payment, and watch settlements hit your bank account — as fast as T+0 on supported plans.

10,000+
Active Merchants
₦50B+
Total Volume Processed
99.9%
Platform Uptime
< 3s
Average Settlement Time

Simple, honest pricing

No hidden fees, no surprises. Pay only for what you use, with plans that grow with your business.

Starter
Free
1.5% per transaction
Capped at ₦2,000 per transaction
  • Virtual account issuance
  • Payment links
  • Dashboard access
  • API access (sandbox)
  • Basic analytics
  • Priority support
  • Dedicated account manager
Get Started Free
Enterprise
Custom
Custom transaction rates
Volume discounts available
  • Everything in Growth
  • Dedicated account manager
  • Custom integration support
  • SLA-backed uptime guarantee
  • Volume discounts
  • White-label options
  • 24/7 phone support
Contact Sales

What businesses say

"Wittypay transformed how we collect payments from clients across Lagos. The virtual accounts are a game-changer — we now process 3x more transactions every month."

AO
Adaeze Okonkwo
CEO, Zeno Logistics Ltd

"The API documentation is incredibly clean. Our developers integrated Wittypay into our e-commerce platform in less than a day. Customer support is also very responsive."

BI
Babatunde Ishola
CTO, ShopNaija Technologies

"I switched from another provider and my revenue grew 40% in the first month — the payment links work perfectly on WhatsApp. Wittypay is simply the best for Nigerian SMEs."

NU
Ngozi Umeji
Founder, Graceland Fashion House

Ready to grow
your business?

Join 10,000+ Nigerian merchants already using Wittypay to power their payments. Free to start, no credit card required.

No credit card required  ·  KYB takes less than 24 hours  ·  Cancel anytime